Privacy Policy

1. Introduction

At Finatic ("we", "us", "our"), we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our mobile application, or use our financial services platform (collectively, the "Services").

Please read this Privacy Policy carefully. By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with our policies and practices, please do not use our Services.

2. Information We Collect

We collect several types of information from and about users of our Services:

Personal Information

Personal information is data that can be used to identify you individually. This may include:

• Contact information (name, email address, phone number, postal address)
• Account credentials (username, password)
• Financial information (bank account details, payment card information)
• Business information (company name, role, business type)
• Identity verification information (date of birth, government ID numbers)
• Profile information (preferences, feedback, survey responses)

Usage Information

We automatically collect certain information about how you access and use our Services:

• Device information (IP address, browser type, operating system)
• Usage patterns (pages visited, time spent, click-through data)
• Location data (general location based on IP address)
• Log data (error reports, activity, timestamps)

3. How We Collect Information

We collect information through various methods:

• Direct collection when you provide information to us
• Automated technologies (cookies, web beacons, tracking technologies)
• Third-party sources (business partners, identity verification services)
• Public sources (publicly available databases, social media)

We use cookies and similar tracking technologies to track activity on our Services and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Services.

4. How We Use Your Information

We use the information we collect for various purposes, including:

• Providing, maintaining, and improving our Services
• Processing transactions and managing your account
• Verifying your identity and preventing fraud
• Communicating with you about your account and our Services
• Sending marketing communications (subject to your preferences)
• Personalizing your experience
• Analyzing usage patterns to improve our Services
• Complying with legal obligations
• Enforcing our terms, conditions, and policies
• Protecting our rights, property, and safety

5. Disclosure of Your Information

We may disclose your information in the following circumstances:

• To our subsidiaries and affiliates
• To contractors, service providers, and other third parties we use to support our business
• To a buyer or other successor in the event of a merger, divestiture, restructuring, or other sale
• To comply with any court order, law, or legal process
• To enforce our terms of service and other agreements
• To protect the rights, property, or safety of our company, users, or others
• With your consent or at your direction

We do not sell your personal information to third parties.

6. Data Security

We implement appropriate technical and organizational measures to protect the security of your personal information. These measures include:

• Encryption of sensitive data
• Secure network architectures
• Access controls and authentication procedures
• Regular security assessments
• Employee training on data protection

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

7. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

• Right to access your personal information
• Right to correct inaccurate or incomplete information
• Right to request deletion of your personal information
• Right to restrict or object to processing
• Right to data portability
• Right to withdraw consent
• Right to lodge a complaint with a supervisory authority

To exercise these rights, please contact us using the information provided in the "Contact Us" section below.

8. International Data Transfers

We are based in the United States and process information in the United States. If you are located outside the United States, your information may be transferred to, stored, and processed in the United States or other countries where our servers are located.

By using our Services, you consent to the transfer of your information to countries outside your country of residence, including the United States, which may have different data protection rules than those of your country.

9. Children's Privacy

Our Services are not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will delete such information from our systems.

10. Changes to Our Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Finatic Inc.
Miami, FL 33101
privacy@finatic.com